Property Attributes
- MLS#779500
- TypeTownhouse
- Listing Status Closed
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodHarbour Towne
- Zip32407
- Style
- Year Built1986
- Taxes$ 3319
- Price$ 425,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1460
- Lot Size0.14 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
***OVER $100,000 IN UPGRADES...PLUS A BRAND NEW ROOF(SEPTEMBER 2025)*** $173.50(a month)HOA fees is incredibly affordable for what the community offers!! Fully remodeled waterfront property with deep water Gulf access in a gated community. The only 3 bedroom, 2.5 bathroom(partially furnished)townhome in the community after having added the rear addition waterfront master bedroom and master bathroom, and downstairs sunroom. Unit has 2 docks AND 2 boat slips(30' boathouse w/dual motor 10,000 pound lift and separate 38' open deep water slip w 50A power). ***AND UNIT INCLUDES AN ADDITIONAL ADJACENT WATERFRONT LAND PARCEL*** As per the seller, transferable flood insurance is a very reasonable $435 a year. Upgrades include: September 2025(new)roof, 2021 HVAC w/10 year warranty, vinyl siding over foam board insulation, seamless gutters, Ranai gas water heater, custom kitchen, stainless steel appliances, new windows, partially fenced yard, attached outside storage...AND SHORT TERM RENTALS ARE PERMITTED(but must follow Bay County short term vacation rental policies). Low HOA fees cover cable, trash, private lawn service, 4 newly renovated pickleball courts, 1 newly renovated tennis court, clubhouse, and 2 pools. All information is approximate and should be verified by buyers if important.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 11/7/2025 | Listed $449,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available,Phone Connected,Underground Utilities |
| Property Subtype | Attached |
| Tax Year | 2024 |
| Community Features | Clubhouse,Fishing,Pool,Tennis Court(s),Community Pool,Gated,Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Harbour Towne |
| Special Listing Conditions | Listed As-Is |
| Status | Closed |
| Directions | BACK BEACH ROAD TO WILDWOOD.TAKE WILDWOOD TO HARBOUR TOWNE. ENTER AND GO ALL THE WAY TO THE CUL DE SAC |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Multi-Family, Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 5881 |
| Elementary School | Breakfast Point |
| Tax Annual Amount | 3319 |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 0319 - Beach - East |
| Standard Status | Closed |
| Property Sub Type Additional | Attached,Townhouse |
| Association Amenities | Other,See Remarks,Dock,Gated,Picnic Area,Boat Slip,Storage |
| Other Structures | Shed(s),Tennis Court(s) |
| Occupancy Type | Occupied |
| Waterfront Features | Bayfront,Canal Access,See Remarks |
| Year Built | 1986 |
| Association Fee Includes | Clubhouse,Cable TV,Fishing Rights,Legal/Accounting,Maintenance Grounds,Other,Pool(s),See Remarks,Tennis Courts |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Gas Range,Gas Water Heater,Tankless Water Heater |
| Patio/Porch Features | Deck |
| Construction Materials | Vinyl Siding,Wood Frame |
| View | Bay,Canal,Water |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 9 |
| Full Baths | 2 |
| Stories Count | 2 |
| Levels | Two |
| HOA Fee | 173.5 |
| Assoc Fee Paid Per | Monthly |
| Pool Features | Fenced,Gunite,In Ground,Community |
| Security Features | Gated Community,Security Lights,Security Gate,Smoke Detector(s) |
| New Construction | false |
| Structure Type | Townhouse |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Double Vanity,Interior Steps,Separate Shower,Upper Level Primary |
| Furnished Units | Partially |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
| Window Features | Double Pane Windows |
| Half Baths | 1 |
| Total Stories | 2 |
Exterior Features
| Lot Features | Cul-De-Sac,Paved |
|---|---|
| Lot Size Area | 0.14 |
| Lot Dimensions | 45X109 |
| Lot Size Acres | 0.14 |
| Road Frontage Type | Private Road |
| Parking Features | Additional Parking,Gated |
| Building Area Total | 1460 |
| Waterfront Y/N | true |
| Exterior Amenities | Boat Lift,Boat Slip,Deck,Dock |
| Fencing | Partial |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Townhouse Average in 32407
In The Neighborhood
Panama City Beach
$ 299,900
- Type
- Townhouse
- Size
- 1,161 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Panama City Beach
$ 169,000
- Type
- Townhouse
- Size
- 660 SqFt
- Rooms
- 1 Beds + 1 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating